/* Layout concept: a ledger page. Ruled paper, a highlighter-yellow action colour, tick marks as the trust language. */
:root{
  --ink:#10313a; --ink-2:#2c4f58; --muted:#5d7379;
  --paper:#f5f8f7; --card:#ffffff; --rule:#d9e3e1; --rule-2:#e9efee;
  --mark:#f3b63f; --mark-ink:#10313a; --mark-soft:#fdf0d2;
  --teal:#1f7a6d; --teal-soft:#e2f1ee; --warn:#b4492f;
  --f-display:"Bricolage Grotesque",ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;
  --f-body:"Source Sans 3",ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;
  --f-mono:"IBM Plex Mono",ui-monospace,SFMono-Regular,Menlo,monospace;
  --r:10px; --wrap:1140px;
}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]){
  --ink:#e6efed; --ink-2:#c3d4d1; --muted:#93a8a6;
  --paper:#0e1d21; --card:#142a30; --rule:#24414a; --rule-2:#1a3339;
  --mark:#f5c158; --mark-ink:#10232a; --mark-soft:#3a3320;
  --teal:#5cc2b2; --teal-soft:#16363a; --warn:#ec8a6f; color-scheme:dark}}
:root[data-theme="dark"]{
  --ink:#e6efed; --ink-2:#c3d4d1; --muted:#93a8a6;
  --paper:#0e1d21; --card:#142a30; --rule:#24414a; --rule-2:#1a3339;
  --mark:#f5c158; --mark-ink:#10232a; --mark-soft:#3a3320;
  --teal:#5cc2b2; --teal-soft:#16363a; --warn:#ec8a6f; color-scheme:dark}

*{box-sizing:border-box}
[hidden]{display:none!important}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--paper);color:var(--ink);font:400 1.0625rem/1.65 var(--f-body)}
a{color:var(--teal);text-underline-offset:3px}
a:hover{color:var(--ink)}
:focus-visible{outline:3px solid var(--mark);outline-offset:2px;border-radius:4px}
h1,h2,h3,h4{font-family:var(--f-display);line-height:1.15;text-wrap:balance;margin:0 0 .5em;letter-spacing:-.01em}
h1{font-size:clamp(2rem,5vw,3.4rem);font-weight:800}
h2{font-size:clamp(1.5rem,3vw,2.1rem);font-weight:700}
h3{font-size:1.2rem;font-weight:700}
p{margin:0 0 1em}
.wrap{max-width:var(--wrap);margin:0 auto;padding-left:max(16px,env(safe-area-inset-left,0px));padding-right:max(16px,env(safe-area-inset-right,0px))}
.narrow{max-width:760px}
.eyebrow{font:600 .78rem/1 var(--f-mono);text-transform:uppercase;letter-spacing:.12em;color:var(--teal);margin-bottom:.9rem;display:block}
.muted{color:var(--muted)}
.mono{font-family:var(--f-mono);font-variant-numeric:tabular-nums}
.skip{position:absolute;left:-999px}.skip:focus{left:16px;top:16px;background:var(--card);padding:8px 12px;z-index:99}

/* header */
body::before{content:"";position:fixed;inset:0 0 auto;height:env(safe-area-inset-top,0px);z-index:10;background:var(--paper)}
.site-head{position:sticky;top:env(safe-area-inset-top,0px);z-index:9;background:color-mix(in srgb,var(--paper) 92%,transparent);backdrop-filter:blur(8px);border-bottom:1px solid var(--rule)}
.site-head .wrap{display:flex;align-items:center;gap:20px;min-height:64px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font:800 1.2rem/1 var(--f-display);letter-spacing:-.02em}
.logo svg{flex:none}
.nav{display:flex;gap:18px;margin-left:auto;align-items:center;flex-wrap:wrap}
.nav a{color:var(--ink-2);text-decoration:none;font-weight:600;font-size:.97rem}
.nav a:hover{color:var(--teal)}
.nav .btn{color:var(--mark-ink)}
@media (max-width:860px){.nav a:not(.btn){display:none}}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--mark);color:var(--mark-ink);font:700 1rem/1 var(--f-body);padding:15px 22px;border-radius:999px;border:0;text-decoration:none;cursor:pointer;box-shadow:0 2px 0 color-mix(in srgb,var(--mark) 55%,#000)}
.btn:hover{filter:brightness(1.05);color:var(--mark-ink)}
.btn.sm{padding:10px 16px;font-size:.92rem}
.btn.ghost{background:transparent;color:var(--ink);box-shadow:inset 0 0 0 2px var(--rule)}
.btn.ghost:hover{box-shadow:inset 0 0 0 2px var(--teal)}

/* hero */
.hero{padding-block:56px 40px;background:repeating-linear-gradient(to bottom,transparent 0 31px,var(--rule-2) 31px 32px)}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
@media (max-width:900px){.hero-grid{grid-template-columns:1fr;gap:32px}}
.hero h1 .hl{background:linear-gradient(transparent 58%,var(--mark) 58% 92%,transparent 92%);padding:0 .08em}
.lede{font-size:1.2rem;color:var(--ink-2);max-width:36em}
.ticks{list-style:none;padding:0;margin:18px 0 26px;display:grid;gap:8px}
.ticks li{display:flex;gap:10px;align-items:flex-start}
.ticks li::before{content:"";flex:none;width:20px;height:20px;margin-top:3px;border-radius:50%;background:var(--teal-soft) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M5 10.5l3.2 3L15 6.5' fill='none' stroke='%231f7a6d' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/16px no-repeat}

/* starter (first step of funnel inline) */
.starter{background:var(--card);border:1px solid var(--rule);border-radius:16px;padding:22px;box-shadow:0 18px 40px -24px rgba(16,49,58,.35)}
.starter h2{font-size:1.25rem;margin-bottom:4px}
.tiles{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;margin:16px 0 12px}
.tile{display:flex;flex-direction:column;gap:4px;text-align:left;background:var(--paper);border:2px solid var(--rule);border-radius:12px;padding:14px;cursor:pointer;color:var(--ink);font:inherit;text-decoration:none;min-width:0}
.tile b{font:700 1rem/1.25 var(--f-display)}
.tile span{font-size:.88rem;color:var(--muted);line-height:1.35}
.tile:hover,.tile[aria-pressed="true"]{border-color:var(--teal);background:var(--teal-soft);color:var(--ink)}
.reassure{display:flex;gap:14px;flex-wrap:wrap;font-size:.86rem;color:var(--muted)}
.reassure span::before{content:"✓ ";color:var(--teal);font-weight:700}

/* deadline strip */
.deadline{background:var(--ink);color:var(--paper)}
.deadline .wrap{display:flex;gap:16px;align-items:center;justify-content:space-between;flex-wrap:wrap;padding-block:14px}
.deadline b{color:var(--mark)}
.deadline a{color:var(--mark)}
:root[data-theme="dark"] .deadline,.deadline{--x:0}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]) .deadline{background:#07141a}}
:root[data-theme="dark"] .deadline{background:#07141a}

/* sections */
.section{padding-block:64px}
.section.alt{background:var(--card);border-block:1px solid var(--rule)}
.grid-3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}
.grid-2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px}
@media (max-width:860px){.grid-3,.grid-2{grid-template-columns:1fr}}
.card{background:var(--card);border:1px solid var(--rule);border-radius:var(--r);padding:22px;min-width:0}
.card h3 a{color:var(--ink);text-decoration:none}
.card h3 a:hover{color:var(--teal)}
.steps{counter-reset:s;list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}
@media (max-width:860px){.steps{grid-template-columns:1fr}}
.steps li{counter-increment:s;position:relative;padding-top:52px}
.steps li::before{content:counter(s);position:absolute;top:0;left:0;width:38px;height:38px;border-radius:50%;display:grid;place-items:center;background:var(--mark);color:var(--mark-ink);font:800 1.1rem/1 var(--f-display)}

/* compare table */
.table-wrap{overflow-x:auto;border:1px solid var(--rule);border-radius:var(--r);background:var(--card)}
table{border-collapse:collapse;width:100%;min-width:560px;font-size:.98rem}
th,td{padding:13px 16px;text-align:left;border-bottom:1px solid var(--rule);vertical-align:top}
th{font:700 .8rem/1.2 var(--f-mono);text-transform:uppercase;letter-spacing:.08em;color:var(--muted);background:var(--paper)}
tr:last-child td{border-bottom:0}
td.yes{color:var(--teal);font-weight:700}
td.no{color:var(--warn)}
.col-us{background:var(--teal-soft)}

/* article */
.crumbs{font-size:.88rem;color:var(--muted);margin:22px 0 8px}
.crumbs a{color:var(--muted)}
.byline{display:flex;gap:10px 18px;flex-wrap:wrap;font-size:.92rem;color:var(--muted);margin:10px 0 26px;padding-bottom:18px;border-bottom:1px solid var(--rule)}
.answer{background:var(--mark-soft);border-left:5px solid var(--mark);padding:18px 20px;border-radius:0 var(--r) var(--r) 0;margin:0 0 28px}
.answer p:last-child{margin:0}
.answer strong:first-child{font-family:var(--f-mono);font-size:.78rem;letter-spacing:.1em;text-transform:uppercase;display:block;margin-bottom:6px;color:var(--ink-2)}
.prose h2{margin-top:1.8em;font-size:1.6rem}
.prose h3{margin-top:1.4em}
.prose ul,.prose ol{padding-left:1.25em}
.prose li{margin-bottom:.35em}
.layout{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:48px;align-items:start;padding-bottom:64px}
@media (max-width:960px){.layout{grid-template-columns:minmax(0,1fr)}}
.layout>*{min-width:0}
.aside{position:sticky;top:90px;display:grid;gap:16px}
.cta-box{background:var(--ink);color:var(--paper);border-radius:14px;padding:22px}
.cta-box h3{color:var(--paper)}
.cta-box p{color:color-mix(in srgb,var(--paper) 80%,transparent);font-size:.95rem}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]) .cta-box{background:var(--card);border:1px solid var(--rule)}}
:root[data-theme="dark"] .cta-box{background:var(--card);border:1px solid var(--rule)}
.sources{font-size:.92rem;border-top:1px solid var(--rule);padding-top:16px;margin-top:32px}
.sources ul{padding-left:1.1em}

/* faq */
details{border-bottom:1px solid var(--rule);padding:14px 0}
summary{cursor:pointer;font:700 1.08rem/1.35 var(--f-display);list-style:none;display:flex;justify-content:space-between;gap:16px}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";font:400 1.5rem/1 var(--f-mono);color:var(--teal)}
details[open] summary::after{content:"−"}
details p{margin:10px 0 0}

/* funnel */
.funnel{max-width:640px;margin:0 auto;padding-block:36px 72px}
.progress{height:8px;background:var(--rule);border-radius:99px;overflow:hidden;margin:6px 0 8px}
.progress i{display:block;height:100%;width:20%;background:var(--teal);transition:width .35s ease}
.step-label{font:600 .8rem/1 var(--f-mono);color:var(--muted);letter-spacing:.08em;text-transform:uppercase}
.fstep{display:none}.fstep.on{display:block;animation:rise .3s ease}
@keyframes rise{from{transform:translateY(6px);opacity:.4}to{transform:none;opacity:1}}
@media (prefers-reduced-motion:reduce){.fstep.on{animation:none}.progress i{transition:none}}
.fstep h1,.fstep h2{font-size:clamp(1.6rem,4vw,2.2rem);margin-top:14px}
.field{display:grid;gap:6px;margin-bottom:16px}
.field label{font-weight:700}
.field small{color:var(--muted)}
input[type=text],input[type=email],input[type=tel],select,textarea{font:inherit;padding:13px 14px;border:2px solid var(--rule);border-radius:10px;background:var(--card);color:var(--ink);width:100%}
input:focus,select:focus,textarea:focus{border-color:var(--teal);outline:none}
.check{display:flex;gap:10px;align-items:flex-start;font-size:.95rem}
.check input{margin-top:5px;width:18px;height:18px;accent-color:var(--teal)}
.fnav{display:flex;justify-content:space-between;gap:12px;margin-top:22px;align-items:center}
.backlink{background:none;border:0;color:var(--muted);font:inherit;cursor:pointer;text-decoration:underline}
.err{color:var(--warn);font-weight:600;font-size:.93rem;min-height:1.2em}
.privacy-note{display:flex;gap:10px;background:var(--teal-soft);border-radius:10px;padding:12px 14px;font-size:.92rem;margin:6px 0 16px}
.done{text-align:center;padding:24px 0}

/* calculator */
.calc{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:28px}
@media (max-width:860px){.calc{grid-template-columns:1fr}}
.result{background:var(--ink);color:var(--paper);border-radius:14px;padding:26px}
.result .big{font:800 clamp(2rem,5vw,2.8rem)/1 var(--f-mono);color:var(--mark);margin:8px 0 10px;font-variant-numeric:tabular-nums}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]) .result{background:var(--card);border:1px solid var(--rule)}}
:root[data-theme="dark"] .result{background:var(--card);border:1px solid var(--rule)}

/* chips & lists */
.chips{display:flex;flex-wrap:wrap;gap:8px;list-style:none;padding:0;margin:0}
.chips a{display:inline-block;padding:7px 13px;border:1px solid var(--rule);border-radius:99px;text-decoration:none;color:var(--ink-2);background:var(--card);font-size:.93rem}
.chips a:hover{border-color:var(--teal);color:var(--teal)}
.stat{font:800 2rem/1 var(--f-mono);color:var(--teal)}
.pledge{display:grid;grid-template-columns:auto 1fr;gap:6px 14px;align-items:start}
.pledge .n{font:800 1.4rem/1 var(--f-mono);color:var(--teal)}

/* footer */
.site-foot{background:var(--ink);color:color-mix(in srgb,var(--paper) 82%,transparent);padding-block:48px 28px;font-size:.95rem}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]) .site-foot{background:#07141a}}
:root[data-theme="dark"] .site-foot{background:#07141a}
.site-foot a{color:color-mix(in srgb,var(--paper) 90%,transparent);text-decoration:none}
.site-foot a:hover{color:var(--mark)}
.foot-grid{display:grid;grid-template-columns:1.4fr repeat(3,1fr);gap:28px}
@media (max-width:860px){.foot-grid{grid-template-columns:1fr 1fr}}
.foot-grid h4{color:var(--paper);font-size:.95rem;margin-bottom:12px}
.foot-grid ul{list-style:none;padding:0;margin:0;display:grid;gap:7px}
.legal{border-top:1px solid color-mix(in srgb,var(--paper) 18%,transparent);margin-top:32px;padding-top:18px;font-size:.85rem}
.site-foot .logo{color:var(--paper)}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]) .site-foot,:root:not([data-theme="light"]) .deadline{color:var(--ink)}}
:root[data-theme="dark"] .site-foot,:root[data-theme="dark"] .deadline{color:var(--ink)}
.sticky-cta{display:none}
@media (max-width:700px){.sticky-cta{display:block;position:fixed;left:0;right:0;bottom:0;z-index:8;padding:10px max(16px,env(safe-area-inset-right,0px)) calc(10px + env(safe-area-inset-bottom,0px)) max(16px,env(safe-area-inset-left,0px));background:var(--card);border-top:1px solid var(--rule)}
.sticky-cta .btn{width:100%}body{padding-bottom:76px}}

/* calculator extras */
.calc-q{border:1px solid var(--rule);border-radius:10px;padding:14px;margin:16px 0 0;display:grid;gap:8px;min-width:0}
.calc-q legend{font-weight:700;padding:0 6px}
.seg{display:flex;flex-wrap:wrap;gap:8px}
.seg label{display:flex;gap:8px;align-items:center;border:2px solid var(--rule);border-radius:10px;padding:9px 12px;cursor:pointer;background:var(--paper)}
.seg label:has(input:checked){border-color:var(--teal);background:var(--teal-soft)}
.seg input{accent-color:var(--teal)}
.calc-sub{margin:4px 0 0}
.calc-break{list-style:none;padding:0;margin:4px 0 14px;display:grid;gap:6px;font-size:.94rem}
.calc-break li{display:flex;justify-content:space-between;gap:12px;border-bottom:1px solid color-mix(in srgb,currentColor 18%,transparent);padding-bottom:6px}
.calc-incl{font-size:.94rem;background:color-mix(in srgb,var(--mark) 18%,transparent);border-radius:8px;padding:10px 12px}

/* AI assistant */
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
.ai-launch{position:fixed;z-index:20;right:max(16px,env(safe-area-inset-right,0px));bottom:calc(16px + env(safe-area-inset-bottom,0px));display:flex;align-items:center;gap:8px;background:var(--ink);color:var(--paper);border:0;border-radius:999px;padding:13px 18px;font:700 .98rem/1 var(--f-body);cursor:pointer;box-shadow:0 10px 30px -10px rgba(0,0,0,.45)}
.ai-dot{width:10px;height:10px;border-radius:50%;background:var(--mark);box-shadow:0 0 0 4px color-mix(in srgb,var(--mark) 30%,transparent)}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]) .ai-launch{background:var(--mark);color:var(--mark-ink)}}
:root[data-theme="dark"] .ai-launch{background:var(--mark);color:var(--mark-ink)}
.ai-nudge{position:fixed;z-index:20;right:max(16px,env(safe-area-inset-right,0px));bottom:calc(76px + env(safe-area-inset-bottom,0px));max-width:280px;background:var(--card);color:var(--ink);border:1px solid var(--rule);border-radius:14px;padding:14px 34px 14px 14px;box-shadow:0 12px 30px -12px rgba(0,0,0,.35);font-size:.95rem;animation:rise .3s ease}
.ai-nudge p{margin:0;cursor:pointer}
.ai-nudge-x{position:absolute;top:6px;right:8px;border:0;background:none;color:var(--muted);font-size:1.2rem;cursor:pointer}
.ai-panel{position:fixed;z-index:21;right:max(16px,env(safe-area-inset-right,0px));bottom:calc(16px + env(safe-area-inset-bottom,0px));width:min(390px,calc(100vw - 32px));height:min(600px,calc(100vh - 110px));display:flex;flex-direction:column;background:var(--card);color:var(--ink);border:1px solid var(--rule);border-radius:16px;box-shadow:0 24px 60px -20px rgba(0,0,0,.5);overflow:hidden}
.ai-head{display:flex;justify-content:space-between;gap:10px;align-items:flex-start;padding:14px 16px;background:var(--ink);color:var(--paper)}
.ai-head small{display:block;opacity:.8;font-size:.82rem;margin-top:2px}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]) .ai-head{background:#07141a;color:var(--ink)}}
:root[data-theme="dark"] .ai-head{background:#07141a;color:var(--ink)}
.ai-close{border:0;background:none;color:inherit;font-size:1.5rem;line-height:1;cursor:pointer}
.ai-log{flex:1;overflow-y:auto;padding:14px;display:flex;flex-direction:column;gap:10px}
.ai-msg{max-width:88%;padding:10px 13px;border-radius:14px;font-size:.95rem;line-height:1.5;overflow-wrap:anywhere}
.ai-bot{background:var(--paper);border:1px solid var(--rule);align-self:flex-start;border-bottom-left-radius:4px}
.ai-user{background:var(--teal);color:#fff;align-self:flex-end;border-bottom-right-radius:4px}
.ai-typing span{display:inline-block;width:7px;height:7px;margin-right:4px;border-radius:50%;background:var(--muted);animation:blink 1s infinite}
.ai-typing span:nth-child(2){animation-delay:.2s}.ai-typing span:nth-child(3){animation-delay:.4s}
@keyframes blink{50%{opacity:.25}}
@media (prefers-reduced-motion:reduce){.ai-typing span{animation:none}.ai-nudge{animation:none}}
.ai-chips{display:flex;flex-wrap:wrap;gap:6px;padding:0 14px 10px}
.ai-chip{border:1px solid var(--teal);background:var(--teal-soft);color:var(--ink);border-radius:999px;padding:7px 11px;font:600 .84rem/1.2 var(--f-body);cursor:pointer;text-align:left}
.ai-form{display:flex;gap:8px;padding:10px 12px;border-top:1px solid var(--rule)}
.ai-form textarea{flex:1;resize:none;font:inherit;font-size:.95rem;padding:10px 12px;border:2px solid var(--rule);border-radius:12px;background:var(--paper);color:var(--ink);max-height:120px}
.ai-form textarea:focus{border-color:var(--teal);outline:none}
.ai-send{border:0;background:var(--mark);color:var(--mark-ink);border-radius:12px;width:44px;font-size:1.1rem;cursor:pointer}
.ai-foot{margin:0;padding:0 14px 10px;font-size:.75rem;color:var(--muted)}
.ai-lead{max-width:100%;width:100%}
.ai-leadform{display:grid;gap:8px}
.ai-leadform input[type=text],.ai-leadform input:not([type]),.ai-leadform input[type=email],.ai-leadform input[type=tel]{font:inherit;padding:9px 11px;border:2px solid var(--rule);border-radius:10px;background:var(--card);color:var(--ink)}
.ai-consent{display:flex;gap:8px;font-size:.82rem;align-items:flex-start}
.ai-consent input{margin-top:3px;accent-color:var(--teal)}
.ai-err{color:var(--warn)}
@media (max-width:700px){.ai-launch{bottom:calc(84px + env(safe-area-inset-bottom,0px))}.ai-nudge{bottom:calc(140px + env(safe-area-inset-bottom,0px))}.ai-panel{bottom:calc(8px + env(safe-area-inset-bottom,0px));height:min(600px,calc(100vh - 40px))}}

/* Colour bands: less white, more warmth */
:root{--band-tint:#e3efec;--band-ink:#10313a;--band-ink-fg:#eef5f3;--band-sun:#fdf1d6;--card-edge:#cfe0dc}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]){--band-tint:#12292e;--band-ink:#07141a;--band-ink-fg:#e6efed;--band-sun:#2e2a1a;--card-edge:#2a4850}}
:root[data-theme="dark"]{--band-tint:#12292e;--band-ink:#07141a;--band-ink-fg:#e6efed;--band-sun:#2e2a1a;--card-edge:#2a4850}
body{background:var(--paper)}
.hero{background:linear-gradient(180deg,var(--band-tint) 0%,var(--paper) 100%),repeating-linear-gradient(to bottom,transparent 0 31px,var(--rule-2) 31px 32px);background-blend-mode:multiply;border-bottom:1px solid var(--card-edge)}
.section.tint{background:var(--band-tint);border-block:1px solid var(--card-edge)}
.section.sun{background:var(--band-sun)}
.section.ink{background:var(--band-ink);color:var(--band-ink-fg)}
.section.ink h2,.section.ink h3{color:var(--band-ink-fg)}
.section.ink .eyebrow{color:var(--mark)}
.section.ink .lede,.section.ink .muted{color:color-mix(in srgb,var(--band-ink-fg) 78%,transparent)}
.section.ink a:not(.btn){color:var(--mark)}
.section.ink .table-wrap{border-color:transparent}
.section.ink .steps li::before{box-shadow:0 0 0 4px color-mix(in srgb,var(--mark) 25%,transparent)}
.section.tint .card,.section.sun .card,.section .card{border-color:var(--card-edge);box-shadow:0 1px 0 var(--card-edge),0 10px 24px -18px rgba(16,49,58,.35)}
.card h3{position:relative}
.grid-3 .card{transition:transform .15s ease,box-shadow .15s ease}
.grid-3 .card:hover{transform:translateY(-2px);box-shadow:0 14px 30px -16px rgba(16,49,58,.45)}
.section.sun .chips a{background:var(--card);border-color:color-mix(in srgb,var(--mark) 55%,var(--card-edge))}
.section.tint details{border-color:var(--card-edge)}
.layout .prose h2{padding-bottom:6px;border-bottom:2px solid var(--band-tint)}
.crumbs{margin-top:0;padding-top:22px}
main > .wrap:first-child{position:relative}
.layout .aside .card{background:var(--band-tint);border-color:var(--card-edge)}
.starter{border-color:var(--card-edge);box-shadow:0 22px 46px -24px rgba(16,49,58,.45)}
@media (prefers-reduced-motion:reduce){.grid-3 .card{transition:none}}
.section.ink .table-wrap{color:var(--ink)}
.section.ink .table-wrap td:first-child{color:var(--ink);font-weight:600}

/* Starter box: the first step, made impossible to miss */
.starter{position:relative;border:2px solid var(--mark);background:var(--card);padding:24px 22px 18px;box-shadow:0 0 0 6px color-mix(in srgb,var(--mark) 22%,transparent),0 26px 50px -24px rgba(16,49,58,.55);animation:st-glow 2.4s ease-out 1.2s 2}
@keyframes st-glow{0%{box-shadow:0 0 0 6px color-mix(in srgb,var(--mark) 22%,transparent),0 26px 50px -24px rgba(16,49,58,.55)}50%{box-shadow:0 0 0 14px color-mix(in srgb,var(--mark) 10%,transparent),0 26px 50px -24px rgba(16,49,58,.55)}100%{box-shadow:0 0 0 6px color-mix(in srgb,var(--mark) 22%,transparent),0 26px 50px -24px rgba(16,49,58,.55)}}
.starter h2{font-size:clamp(1.35rem,2.6vw,1.65rem);margin:10px 0 2px}
.st-top{display:flex;justify-content:space-between;gap:10px;font:700 .78rem/1 var(--f-mono);text-transform:uppercase;letter-spacing:.08em}
.st-step{color:var(--teal)}.st-time{color:var(--muted)}
.st-bar{height:7px;border-radius:99px;background:var(--rule);margin-top:9px;overflow:hidden}
.st-bar i{display:block;height:100%;width:20%;background:var(--teal);border-radius:99px}
.st-sub{margin:0;color:var(--muted)}
.st-tiles{gap:10px;margin:16px 0 14px}
.st-tile{flex-direction:row;align-items:center;gap:12px;padding:14px 12px;border:2px solid var(--card-edge);background:var(--paper);transition:transform .12s ease,border-color .12s ease,background .12s ease,box-shadow .12s ease}
.st-tile:hover,.st-tile:focus-visible{border-color:var(--teal);background:var(--teal-soft);transform:translateY(-2px);box-shadow:0 10px 20px -14px rgba(16,49,58,.5)}
.st-box{flex:none;width:24px;height:24px;border-radius:7px;border:2px solid var(--teal);background:var(--card);position:relative;transition:background .12s ease}
.st-tile:hover .st-box,.st-tile.picked .st-box{background:var(--teal)}
.st-tile:hover .st-box::after,.st-tile.picked .st-box::after{content:"";position:absolute;left:7px;top:3px;width:6px;height:11px;border:solid #fff;border-width:0 3px 3px 0;transform:rotate(45deg)}
.st-txt{display:flex;flex-direction:column;gap:2px;min-width:0;flex:1}
.st-txt b{font:700 1.02rem/1.2 var(--f-display)}
.st-txt span{font-size:.84rem;color:var(--muted);line-height:1.3}
.st-go{flex:none;font-weight:800;color:var(--teal);opacity:.55;transition:transform .12s ease,opacity .12s ease}
.st-tile:hover .st-go{opacity:1;transform:translateX(3px)}
.st-tile.picked{border-color:var(--teal);background:var(--teal-soft)}
.st-ticks{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:6px 14px;font-size:.86rem;color:var(--ink-2)}
.st-ticks li::before{content:"✓ ";color:var(--teal);font-weight:800}
.st-auth{margin:12px 0 0;padding-top:10px;border-top:1px dashed var(--card-edge);font-size:.84rem;color:var(--muted)}
.st-auth b{color:var(--ink)}
@media (max-width:420px){.st-tiles{grid-template-columns:1fr}}
@media (prefers-reduced-motion:reduce){.starter{animation:none}.st-tile,.st-go{transition:none}}
.st-txt b{color:var(--ink)}
/* On phones, get the starter box on screen fast: the ticks, buttons and credentials are repeated inside it */
@media (max-width:700px){.hero{padding-block:28px 28px}.hero .hero-ticks,.hero .hero-ctas,.hero .hero-auth{display:none}.hero .lede{font-size:1.05rem;margin-bottom:0}.hero-grid{gap:20px}}
/* Readability: solid header, no ruled lines behind the hero text */
.site-head{background:var(--paper);backdrop-filter:none}
.hero{background:linear-gradient(180deg,var(--band-tint) 0%,var(--paper) 100%);background-blend-mode:normal}
.starter{background:var(--card)}
.st-tile{background:var(--card)}
@media (max-width:700px){.hero .hero-ctas{display:none!important}}

/* Comparison: two cards instead of a table */
.cmp{display:grid;grid-template-columns:1.1fr .9fr;gap:20px;align-items:stretch;margin-top:8px}
@media (max-width:820px){.cmp{grid-template-columns:1fr}}
.cmp-card{border-radius:16px;padding:22px 22px 10px;min-width:0}
.cmp-us{background:var(--card);color:var(--ink);border:2px solid var(--mark);box-shadow:0 0 0 6px color-mix(in srgb,var(--mark) 18%,transparent),0 24px 50px -24px rgba(0,0,0,.6)}
.cmp-them{background:color-mix(in srgb,var(--card) 8%,transparent);border:1px solid color-mix(in srgb,currentColor 22%,transparent);color:inherit}
.section:not(.ink) .cmp-them{background:var(--paper);border-color:var(--card-edge);color:var(--ink)}
.cmp-head{padding-bottom:12px;margin-bottom:4px;border-bottom:1px solid color-mix(in srgb,currentColor 15%,transparent)}
.cmp-head h3{margin:0;font-size:1.3rem;color:inherit}
.section.ink .cmp-us h3{color:var(--ink)}
.cmp-head p{margin:2px 0 0;font-size:.92rem;opacity:.75}
.cmp-badge{display:inline-block;background:var(--mark);color:var(--mark-ink);font:700 .7rem/1 var(--f-mono);letter-spacing:.08em;text-transform:uppercase;padding:5px 9px;border-radius:99px;margin-bottom:8px}
.cmp ul{list-style:none;margin:0;padding:0}
.cmp li{display:grid;gap:3px;padding:12px 0;border-bottom:1px solid color-mix(in srgb,currentColor 12%,transparent)}
.cmp li:last-child{border-bottom:0}
.cmp-q{font:600 .74rem/1.2 var(--f-mono);text-transform:uppercase;letter-spacing:.07em;opacity:.65}
.cmp-a{display:flex;gap:10px;align-items:flex-start;font-weight:600;font-size:1.02rem}
.cmp-them .cmp-a{font-weight:500;opacity:.9}
.cmp-ic{flex:none;width:20px;height:20px;border-radius:50%;margin-top:2px;position:relative}
.cmp-ic.yes{background:var(--teal)}
.cmp-ic.yes::after{content:"";position:absolute;left:7px;top:4px;width:5px;height:9px;border:solid #fff;border-width:0 2.5px 2.5px 0;transform:rotate(45deg)}
.cmp-ic.no{background:color-mix(in srgb,var(--warn) 85%,transparent)}
.cmp-ic.no::before,.cmp-ic.no::after{content:"";position:absolute;left:9px;top:4px;width:2.5px;height:12px;background:#fff;border-radius:2px;transform:rotate(45deg)}
.cmp-ic.no::after{transform:rotate(-45deg)}
/* Starter tiles: shaded again, a touch darker than before */
:root{--tile-bg:#e7f0ed;--tile-edge:#c5d8d3}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]){--tile-bg:#1b363d;--tile-edge:#2e5059}}
:root[data-theme="dark"]{--tile-bg:#1b363d;--tile-edge:#2e5059}
.st-tile{background:var(--tile-bg);border-color:var(--tile-edge)}
.st-tile:hover,.st-tile:focus-visible,.st-tile.picked{background:var(--teal-soft);border-color:var(--teal)}
/* Comparison right-hand card back to a light box, shaded a little darker */
:root{--them-bg:#e4ecea}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]){--them-bg:#1b363d}}
:root[data-theme="dark"]{--them-bg:#1b363d}
.cmp-them,.section:not(.ink) .cmp-them{background:var(--them-bg);color:var(--ink);border:1px solid var(--tile-edge);box-shadow:0 24px 50px -28px rgba(0,0,0,.55)}
.section.ink .cmp-them h3{color:var(--ink)}
.cmp-them .cmp-a{color:var(--warn);opacity:1;font-weight:600}
.cmp-rating{display:flex;flex-wrap:wrap;align-items:center;gap:4px 6px;margin:8px 0 0!important;opacity:1!important;font-size:.95rem}
.cmp-rating .stars{color:#e8a317;letter-spacing:1px;font-size:1.05rem}
.cmp-rating b{font-family:var(--f-display)}
.cmp-rated{font-size:.82rem;color:var(--muted)}
/* Starter tiles in the brand orange to pull the eye to a first click */
:root{--tile-or:#fde9bf;--tile-or-edge:#f0b23a;--tile-or-hover:#fbd98a;--tile-or-ink:#7a4d00}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]){--tile-or:#3a301a;--tile-or-edge:#c8922a;--tile-or-hover:#4a3c1c;--tile-or-ink:#f5c158}}
:root[data-theme="dark"]{--tile-or:#3a301a;--tile-or-edge:#c8922a;--tile-or-hover:#4a3c1c;--tile-or-ink:#f5c158}
.st-tile{background:var(--tile-or);border-color:var(--tile-or-edge)}
.st-tile .st-txt span{color:color-mix(in srgb,var(--ink) 72%,var(--tile-or))}
.st-box{border-color:var(--tile-or-ink);background:#fff}
.st-go{color:var(--tile-or-ink);opacity:.8}
.st-tile:hover,.st-tile:focus-visible{background:var(--tile-or-hover);border-color:var(--tile-or-ink);box-shadow:0 10px 22px -12px rgba(160,100,0,.55)}
.st-tile:hover .st-box,.st-tile.picked .st-box{background:var(--teal);border-color:var(--teal)}
.st-tile.picked{background:var(--tile-or-hover);border-color:var(--teal)}
/* Starter tiles styled exactly like the "Find my accountant" button */
.st-tile{background:var(--mark);border:0;color:var(--mark-ink);box-shadow:0 3px 0 color-mix(in srgb,var(--mark) 55%,#000);border-radius:14px}
.st-tile .st-txt b{color:var(--mark-ink)}
.st-tile .st-txt span{color:color-mix(in srgb,var(--mark-ink) 78%,var(--mark))}
.st-box{border-color:var(--mark-ink);background:#fff}
.st-go{color:var(--mark-ink);opacity:.85}
.st-tile:hover,.st-tile:focus-visible{background:var(--mark);filter:brightness(1.05);transform:translateY(-2px);box-shadow:0 5px 0 color-mix(in srgb,var(--mark) 55%,#000);border:0}
.st-tile.picked{background:var(--mark);border:0;box-shadow:0 0 0 3px var(--teal),0 3px 0 color-mix(in srgb,var(--mark) 55%,#000)}